... note is a note which can be transferred from one person to another. A note to be made negotiable must contain the word bearer or the word order—that is, it must be payable either to bearer, or to the order of the payee. A NON-NEGOTIABLE note is payable to a particular person only. A note may be written on any kind of paper, in ink or pencil. It is wise, however, to use ink to prevent changes. All stationers sell blank forms for notes which are ... — Up To Date Business - Home Study Circle Library Series (Volume II.) • Various